2. How much time should I give myself to secure insurance before my 26th birthday?
It can take about 1-2 weeks to consider your options, less than an hour to fill out your application, and between 2-4 weeks for the big bad underwriters to review your case. That means it’s ideal to begin the thinking-signing-waiting process no later than two months before your cut off date (we mean, your 26th birthday). You got less than that? No sweat. You’re here, aren’t you? If you’re turning 26 tomorrow, there’s no better time than the present to get started with a free, no-obligations quote. Even if you’ve got a whole year before your next birthday, taking the time to consider your options can take less than the time it would take to watch 5 Youtube videos in a row. Plus, getting used to the new expense ahead of time is a great way to flex your fiscal muscles and adjust to the flow of the new expenses before they’re absolutely mandatory.
3. If I’m young, healthy, unmarried, and with 0 dependents, do I even need life insurance?
Story Time: 35-year-old Stan d’Man is doing well for himself, and now that he has a wife and two kids, he figures it’s time to get some life insurance. His 25-year-old brother, Dan d’Man, is single as the day he was born. Even though he doesn’t make nearly as much money as Stan, and he currently possesses fewer insurable interests, Dan decides he’ll go ahead and get a quote too. But the numbers tell the real story, here. We can all agree here that the prime time we all think about getting insurance is so we can cover the “Full House” years. Typically, we put this window between 30-55, when most people are raising their children. What we want you to consider is how much cheaper your life insurance is in the long run when you apply in your twenties.
You can start sketching out some quotes now to get the picture.
4. Ok, where do I get a quote?
Getting an insurance quote is as easy and painless as a click. In addition to your tried-and-true health and life insurances options, here are two insurance alternatives you might not have considered:
We hope this little pep talk has got you thinking about your future insurance needs. And remember, even if you’re 27-28-29-30 and looking at this article, you’re still in a prime window to get your life and health insurance in order. Our agents are friendly, knowledgeable, and willing to go the extra mile to find the right fit for you. Let’s get started!